Criminal Convictions: Insurance for Ex-Offenders

When you have criminal convictions, insurance can be difficult to obtain.

Sale Insurance Services believe that no-one should be un-insurable.

We provide specialist insurance for ex-offenders and people with a criminal record or criminal convictions.

We can provide quotes for home, car and liability insurance. Please make your selection below to receive a quote. Alternatively, you can contact us directly by calling 0161 969 6040 or fill out our contact form and we will get back to you with a quote.

If you have a criminal conviction, insurance for your car can be difficult to obtain. We specialise in finding tailored insurance - let us help...

If you have a criminal conviction and you can't get home insurance, contact our team of experienced specialist insurance brokers - let us help...

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Car insurance news:

The following articles are from financemarkets.co.uk

1.15 million confess to having no car insurance

by Kay Murchie

1.15 million people confess to having driven a car in the last year without any insurance, according to a survey by Sainsbury’s Car Insurance.

The survey revealed that 19% said it was because they couldn’t afford it, 19% said they didn’t think it was necessary, 13% said they forgot to purchase it, while 13% said they didn’t have time to arrange cover.

The most common offenders are those aged between 17 and 24. The least likely to offend were the over 65s.

On a regional basis, 6% of people in London have confessed to driving in the last 12 months with no insurance in place - the highest for any part of Britain.

Figures elsewhere are South West & Wales (5%), Yorkshire & Humberside (4%), Scotland (3%), North (2%), South East (1%), East Midlands & Anglia (1%) and West Midlands (1%).

According to the Association of British Insurers, the cost of uninsured motorists adds a further £25 to £30 to the average annual car insurance premium.

It is illegal to drive a car with no insurance in place and the punishment for those caught include fines, a driving ban or having their cars crushed.

Women pay 9% less for their car insurance than men

by Kay Murchie

According to research from moneysupermarket.com, women get the best deal on car insurance while young male motorists are paying the most expensive premiums.

A study by moneysupermarket.com has established that women pay 9% less for their car insurance than their male equivalents, with the average quote for a woman in her 20s being £320 compared to £370 for a man.

Age is a major factor in determining the price of cover, particularly for male motorists, who pay 41% more when they are in their 20s compared to when they reach their 30s.

The research also shows that the older the motorist, the lower their car insurance premiums are. Once a woman reaches her 50s, the cost is an average £203 a year while for men in their 50s, it is an average of £199.

Commenting on the figures, Peter Gerrard, head of insurance research at moneysupermarket.com, said young and newly qualified drivers have long been perceived as high risk by the insurance industry and often find it hard to get competitive motor insurance.

However, there are ways they can cut their insurance costs, such as adding a parent to their policy or looking at specialist insurers who target young drivers. It is evident from the study that insurers view women as far more mature motorists at an earlier age, adds Mr Gerrard.

Older drivers generally find their cars cheaper to insure so this can make it tough for specialist insurers to offer better value for elderly drivers. Motorists who are prepared to shop around for the best deal each year will always come out on top, whatever their sex or age, concluded Mr Gerrard.

Clean driving licence holders benefit when it comes to car insurance

by Kay Murchie

A recent study by price comparison site, confused.com, has established that motorists with penalty points can pay up to 60% more for their car insurance than those with a clean licence, paying on average £370 more.

Furthermore, the news is bad for younger motorists, as the research discovered that a 21-year-old female driving a 1.3 Ford Fiesta would see her premiums rise by 92% (up to £895) should she receive six penalty points.

However, the premium would be a whopping 210% increase should she receive nine penalty points.
A recent report from moneysupermarket.com revealed that women get the best deal on car insurance while young male motorists are paying the most expensive premiums.

Moneysupermarket.com said women pay 9% less for their car insurance than their male equivalents, with the average quote for a woman in her 20s being £320 compared to £370 for a man.

Despite this, confused.com has revealed that older female drivers get penalised more than their male equivalents if they receive penalty points.

confused.com’s study established that a 55- year-old woman from Bristol driving a 3.0 BMW M5 would see her premium rise by 81%, compared to 49% for her male counterpart.

Commenting on the findings, Carlton Hood from confused.com, explains that motorists have to pay additional insurance costs as soon as they have received points on their licence.

Insurance companies ask a driver if they have received points in the last 5 years. As a result, a motorist still has to pay a high premium way after the points have expired, concluded Mr Hood.

In the last year, over 3 million driving convictions were recorded, according to confused.com.

Criminal Convictions: Insurance for Ex-Offenders

We provide specialist insurance for ex-offenders and people with a criminal record or criminal convictions.

Car insurance news:

1.15 million confess to having no car insurance

Women pay 9% less for their car insurance than men

Clean driving licence holders benefit when it comes to car insurance

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