Bankruptcy and criminial convictions: Insurance for all
Motoring Conviction: Insurance is possible!
A lot of the household name brokers & insurance websites with refuse insurance cover if you have certain motoring convictions, driving bans or points on licence – we will.
If you have a driving ban, license points or a certain type of motoring conviction, insurance brokers and websites will often refuse to give you a quote.
You may have been refused insurance cover due to a number of motoring convictions, or you may be just back off a ban and your old broker won’t offer you terms. It is one of our specialist areas to find you cover at the right price not just if, but especially if you have points or convictions! Remember that we need all the necessary information to get you a quote, which means all motoring convictions in the last 5 years – so it may be best to check your licence first.
Click here to get a quote for specialist car insurance.
Criminal Convictions: Insurance is possible!
Over 7 million people in England and Wales alone have picked up some sort of criminal conviction in their life. But still, many direct insurers and brokers (large and small) still refuse to cover clients with criminal offences, and do not have even a basic understanding of the Rehabilitation of Offenders Act 1974.
We deal with many clients who have been refused insurance by their existing insurer once they have disclosed their criminal conviction. SIS is different. As long as you are upfront and disclose all the information that is relevant, we will find the right insurer at the most competitive premium we can.
Click here to get a quote for specialist home, car or liability insurance.
Non Disclosures
The reason why most people are refused insurance is due to ‘non disclosures’. Usually this means you have had your last policy voided by your insurer. This happens for a whole variety of reasons – usually related to refused insurance claims.
If you have failed to disclose a conviction, insurance companies may refuse to pay out on your insurance policy.
You needn’t think you are now uninsurable. When we quote you we’ll take all the normal details, get as much information as to why you have been voided by your last insurer and get you the best deal we can.
