Actual Bodily Harm (ABH): Obtaining insurance


Actual Bodily Harm or ABH is a charge relating to a serious violent assault.
Title: Offences against the person
Offence: Assault occasioning Actual Bodily Harm
Legislation: Offences Against the Person Act 1861 section 47
Mode of Trial: Either way
Statutory Limitations & Maximum Penalty: 5 years imprisonment
Sentencing Range: Specified violent offence
Aggravating & Mitigating Factors

Use of a weapon, feet, or head-butting Nature and number of blows. Lasting/serious injury or minor injury. More than one offender or victim. Whether unprovoked violence, excessive self-defence etc. Victim vulnerable or serving the public. Volatile location such as night club.
The Crown Prosecution Service has said that, by way of example, it considers the following injuries to be ABH and to be sufficiently serious that they could not be adequately reflected by a charge of common assault:

The loss or breaking of a tooth or teeth 
Temporary loss of sensory function, including loss of consciousness 
Extensive or multiple bruising 
A displaced broken nose 
Minor fractures of bones 
Minor (but not superficial) cuts requiring medical treatment 
A recognised psychiatric disorder

If you have been charged with ABH and are looking for home, car or liability insurance, SIS can help you.

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