Criminal Convictions & Insurance
We only deal with insurers registered with the Prudential Regulation Authority PRA and/or Financial Conduct Authority FCA which guarantees your protection against insurer failure under the Financial Services Compensation Scheme FSCS.
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15 years ago, when we began helping ex-offenders there were 7 million UK citizens and almost no insurance company willing to help those with unspent convictions.
Fast-forward to 2020 the number has increased to 11 million. But the situation has changed with some insurers. We have proved over the last decade or so that those willing to disclose criminal convictions are more likely to avoid claiming or embellish a claim in the event of making one.
The result is that not only will they quote for our customers, but some have even provided us with a Delegated Authority to underwrite Car & Van policies on their behalf. This level of trust has provided Sale Insurance Services Ltd with Lloyd’s of London Coverholder status which translates into more options, improved terms and more competitive premiums for all our customers looking to secure essential cover.