Insurance Cancelled, Void, Refused

Insurance Cancelled, Void, Refused

If your insurance has been cancelled, made void, or if you have been refused insurance cover due to non-disclosure, payment problems, adverse financial history, previous convictions or telematics/black box penalties, you may be wondering what to do next.

First of all, don’t worry.

SIS can help you get the cover you need at competitive prices, and we may even be able to save you money on your original quote. Our experienced and friendly team specialise in non-standard insurance and all our policies are underwritten by A rated insurers. We only deal with insurers registered with the Prudential Regulation Authority PRA and/or Financial Conduct Authority FCA which guarantees your protection against insurer failure under the Financial Services Compensation Scheme FSCS.

You can get a no-obligation quote today by making your selection below, or if you would prefer to speak to a member of our team, even if it is just for advice, you can call us on 0161 969 6040.

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Insurance cancelled, voided, non-renewed...

What is the difference?

Cancelled insurance policies:
These are policies which have been terminated before they were due to expire.

Voided insurance policies:
These are policies have been declared null and void from the policy start date. When policies are made void, cancellation provisions may not apply.

Non-renewed insurance policies:
These are policies which have been terminated at the expiration date.

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Why was my insurance cancelled or voided?

There are several reasons why your insurance provider may cancel or void your insurance policy:

Criminal Convictions

Many of the well-known, high street insurers prefer low risk, “standard” business and often refuse to offer insurance policies to people with previous convictions. At SIS, we specialise in the opposite to standard risk - non-standard! We believe your past should not necessarily be guide to your future and feel strongly that everyone should be able to obtain the insurance cover and help they need to get on with their life. We also believe that “non-standard” cover should not necessarily translate as “more expensive”. We can use our specially negotiated rates to tailor-make cover for your car, home, business, and more besides. If you have had your insurance cancelled, made void, or if you have been flat out refused cover, call us today on 0161 969 6040, we can help.

Adverse Financial History

Insurance companies may cancel, void or refuse to offer insurance policies if you have declared previous bankruptcies, IVAs or CCJs. Here at SIS we believe that no-one is uninsurable and we understand how critical insurance cover is to be able to rebuild your home life and work life after suffering financial losses. We can tailor-make cover at competitive prices using A rated insurers to help you get you and your business back on its feet again. Call us today on 0161 969 6040.

Non Disclosure

If you have failed to disclose previous convictions or adverse financial history to your insurance company, you may now find that your insurance has been cancelled, or if the non-disclosure was deemed reckless or deliberate, you may now have had your policy declared void from the start date. If you find yourself in this situation, don’t worry. SIS specialise in getting people re-insured, with competitively priced quotes from A rated insurers. Call us today on 0161 969 6040. We’re there for those who want to disclose.

Telematics/Black Box

If your telematics/black box installed in your car has recorded erratic driving or repeated speeding, your current provider may have cancelled your insurance policy. If this is the case, or if you feel you have been treated unfairly and you are now struggling to obtain an affordable quote, give SIS a call today on 0161 969 6040. We are a team of experienced specialist insurance brokers who can get you back on the road in no time.

Fraud

Failing to disclose true usage of a car, inaccurate details about a car’s location or if someone who uses your car does not hold a full valid driving license, your insurance may have been cancelled, or made void on the basis of insurance fraud. If you are in this situation and you are now finding it difficult to obtain insurance cover, or if the quotes you have received so far have been unaffordable, call SIS today on 0161 969 6040. We are a team of friendly insurance brokers with considerable expertise in finding tailored and affordable insurance quotes for people who been refused insurance.