Insurance for Ex-Offenders
Obtaining competitive insurance quotes for your car, home or business when you have a criminal record can be difficult and stressful.
Here at SIS we believe that no-one is uninsurable. We offer car, home, and liability insurance for ex-offenders.
Please make your selection below to receive a quote. Alternatively, if you simply need advice, our friendly team are always here to help. You can contact us directly
by calling 0161 969 6040 or you can contact us online by filling out our contact form and we will get back to you.
The Criminal Cost of Insurance for Ex-Offenders
Criminal convictions, insurance for ex-offenders and disclosure
With a criminal record, regaining control of your life can be a daunting task. Many ex-offenders come across obstacle after obstacle just trying to complete day-to-day tasks. Your past has suddenly become a guide to your future, no matter what efforts you have taken to pick yourself up and carry on with your life.
With a criminal conviction, specialist insurance for ex-offenders can be difficult to obtain. Although insurance is seen as a grudge purchase by many people without convictions, thousands of ex-offenders are finding their applications for insurance refused. Even basic car and home insurance can be difficult to come by when criminal convictions are disclosed. Ex-offenders who wish to set up their own business are faced with refusals for public liability insurance, leaving them unable to start a new life and put the past behind them.
There are over 8 million ex-offenders in the UK whose criminal convictions and criminal records are leading to a refusal of many basic financial services. At Sale Insurance Services we recognise this, and strive to obtain competitive specialist insurance quotes for car, home, commercial and public liability insurance. We believe that no-one should be uninsurable, regardless of their past. Insurance for ex-offenders should not be so difficult to obtain.
If you are an ex-offender with a criminal record and have been refused insurance because of your convictions, you are not alone. Approximately 25% of the UK workforce has had a criminal conviction and are facing the same issues.
It is not only the ex-offender him/herself that is affected however. With regards to home insurance, if it has not been revealed that a family member or a co-habiter has had a criminal conviction, the insurer has a right to refuse the claim, even if they were not required to disclose this information when the policy was purchased.
This situation is occurring not only with home insurance, but also with car insurance, and liability insurance amongst others. There are millions in the UK who are being denied claims simply because they did not realise they needed to disclose the facts. The insurers must take part responsibility in this and ask the right questions when providing a quotation. Many are using non-disclosure as a means of getting away with refusing to pay out on a claim. Sounds criminal doesn’t it?
At SIS, we aim to provide specialist insurance quotes for ALL people, criminal convictions or not. We do not discriminate. We provide an honest and open service, our mission being to aid those who are being unfairly denied basic financial services, simply because of their past.