Unoccupied Property Insurance

SIS Unoccupied Property Insurance provides cover for properties that have become unoccupied under probate, power of attorney or court of protection.

Whilst most insurers restrict to FLEEA (Fire Lightning Explosion Earthquake Aircraft), or cancel cover entirely 30 days after a property becomes unoccupied, SIS provide full protection from day 1 with a minimum period of cover of 30 days and an average premium of £95 based on a re-build sum insured of £200,000 (c. £250 annual premium) with optional contents cover. The policy can be extended for a further 11 months whilst unoccupied or if the property has become occupied by a family member or let to private professionals, DSS, students or asylum seekers.

Get A Quote

The policy is a quick and easy solution, removing all pressure associated with re-arranging to the new beneficiary, whilst maintaining full re-instatement cover.

No forms, same day quote and policy issue. Please see the table below for full cover comparison. SIS Unoccupied Property Insurance is underwritten by "A" rated insurer ERGO (ERGO is a group of insurance companies owned by Munich Re).

To obtain a quote, please click the quote button above, or for more information call the SIS Team on 0161 969 6040.

SIS Unoccupied Property Insurance Comparison

Cover    Standard home policy    SIS unoccupied property policy   
Fire, lightning, earthquake, explosion & aircraft           
Escape of water           
Malicious damage           
Breakage or collapse of fixed aerials           
£2,500 legal expenses to evict squatters           
Contents insurance