Who We Work With

We work with large composite insurers such as:

Axa, Ageas, Zurich, Aviva, Allianz, LV, Ecclesiastical.


We also have Binding Authority Agreements where we underwrite Motor, Property & Commercial policy risks on behalf of the following:


First Underwriting:

Backed by one of the largest speciality insurance groups in the United States of America, underwriting premiums in excess of $600m. We are authorised to underwrite insurance products for:



GLISE (Great Lakes Insurance SE):

One of the largest European insurers based in Germany, 100% owned by Munich RE (the World’s largest reinsurer A+ Rated). We are authorised to underwrite insurance products for:

  • Home Residential
  • Unoccupied Residential
  • Commercial Property
  • Holiday Homes
  • Let Property
  • Delegated Authority


Faraday Underwriting (Lloyd’s of London):

One of a group of companies owned by US-based Berkshire Hathaway - operating out of Lloyd’s of London, the World’s leading insurance and reinsurance marketplace with unparalleled financial strength. We are authorised to underwrite insurance products for:


Please select the insurance you require:
If you require a different type of insurance, call us today on 0161 969 6040.
We will be able to help.

Binding Authority Agreements

A Binding Authority is an agreement whereby an Insurer delegates underwriting authority to another party known as the Coverholder (usually an insurance broker or an underwriting agent). The coverholder acts as the Insurer and issues insurance documents on behalf of the Insurer. Binding authorities must always comply with the requirements set by the Insurer.
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Delegated Authority

A delegated authority is where an insurer allows another party to act on their behalf, either in an underwriting or claims handling capacity.
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Delegated Authority, Lloyd’s of London Coverholder

A delegated authority is where an insurer allows another party to act on their behalf, either in an underwriting or claims handling capacity. Where underwriting authority is delegated Lloyd’s refers to these as coverholders. Where underwriting authority is delegated Lloyd’s refers to these as coverholders.
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